# 基金

跟中国国债不同，新加坡政府发行的基金老百姓也可以轻松买到，主要是新加坡政府债券（SGS）和短期国库券（Treasury Bill），可以看看 [媒体报道](< https://www.8world.com/finance/investment-tools-sgs-t-bills-low-risks-government-bonds-1928886>)

我一般买 T-bill，利息比银行定期高，灵活性比 SGS好， 基本[每个月都会发行](https://www.mas.gov.sg/bonds-and-bills/auctions-and-issuance-calendar)官网有介绍，外国人可以通过主流银行现金购买。


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